*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#fff;color:#34495e;font-family:Arial,"Microsoft YaHei",sans-serif;line-height:1.75;overflow-x:hidden}a{color:#2f83d8}img{max-width:100%;height:auto}.skip-link{position:fixed;left:12px;top:-80px;z-index:20000;background:#1f2d3d;color:#fff;padding:10px 14px;border-radius:8px}.skip-link:focus{top:12px}.site-header{position:sticky;top:0;width:100%;z-index:9999;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid #e5edf5;box-shadow:0 6px 20px rgba(43,97,153,.08)}.header-inner{max-width:1240px;min-height:70px;margin:0 auto;padding:0 20px;display:flex;align-items:center;justify-content:space-between;gap:18px}.site-logo{display:inline-flex;align-items:center;flex:none}.site-logo img{display:block;max-height:44px;width:auto}.nav-core{display:flex;align-items:center;justify-content:center;gap:8px;min-width:0}.nav-core a{color:#34495e;text-decoration:none;padding:8px 10px;border-radius:8px;white-space:nowrap;font-size:15px}.nav-core a:hover,.nav-core a.active{color:#2875c7;background:#eaf4ff}.header-actions{display:flex;align-items:center;gap:10px;flex:none}.main-btn{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:0 22px;color:#fff;background:#3f8fe5;border-radius:8px;text-decoration:none;box-shadow:0 10px 24px rgba(63,143,229,.22);position:relative;z-index:2;pointer-events:auto;touch-action:manipulation;border:1px solid #3f8fe5;font-weight:700;transition:.2s ease}.main-btn:hover{background:#2f7fd3;transform:translateY(-1px)}.main-btn:focus-visible,.text-link:focus-visible,.menu-btn:focus-visible,.drawer-close:focus-visible,a:focus-visible{outline:3px solid rgba(63,143,229,.35);outline-offset:3px}.menu-btn{width:44px;height:44px;border:1px solid #d8e4f0;border-radius:8px;background:#fff;display:grid;place-content:center;gap:4px;cursor:pointer}.menu-btn span{display:block;width:18px;height:2px;background:#2875c7}.drawer-mask{position:fixed;inset:0;background:rgba(20,41,64,.35);z-index:10000;opacity:0;transition:opacity .22s}.drawer-mask.show{opacity:1}.drawer{position:fixed;right:0;top:0;bottom:0;width:min(390px,88vw);background:#fff;z-index:10001;transform:translateX(102%);transition:transform .24s ease;box-shadow:-18px 0 50px rgba(31,45,61,.16);padding:18px;overflow-y:auto}.drawer.open{transform:translateX(0)}.drawer-head{display:flex;align-items:center;justify-content:space-between;padding-bottom:14px;border-bottom:1px solid #e5edf5}.drawer-close{width:44px;height:44px;border:0;border-radius:8px;background:#eef3f9;color:#1f2d3d;font-size:28px;cursor:pointer}.drawer-nav{display:grid;grid-template-columns:1fr 1fr;gap:8px;padding:18px 0}.drawer-nav a{display:block;padding:11px 12px;border-radius:8px;color:#34495e;text-decoration:none;background:#f8fafc}.drawer-nav a:hover,.drawer-nav a.active{background:#eaf4ff;color:#2875c7}.drawer-download{width:100%}.menu-open{overflow:hidden}.container{width:min(1160px,calc(100% - 40px));margin:0 auto}.section{padding:78px 0}.section-light{background:#f4f7fb}.section-soft{background:#eef3f9}.eyebrow{display:inline-block;margin-bottom:10px;color:#2875c7;font-weight:700;letter-spacing:.04em}.section-title,h1,h2,h3{color:#1f2d3d}.section-title{font-size:clamp(28px,4vw,42px);line-height:1.2;margin:0 0 16px}.section-lead{font-size:18px;color:#6f7f90;max-width:760px;margin:0 0 34px}.hero{padding:76px 0 66px;position:relative;overflow:hidden;background:linear-gradient(180deg,#fff 0,#f8fbff 100%)}.hero:before,.hero:after{content:"";position:absolute;border-radius:999px;background:#eaf4ff;z-index:0}.hero:before{width:340px;height:340px;right:-130px;top:-140px}.hero:after{width:170px;height:170px;left:-90px;bottom:-80px}.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}.hero h1{font-size:clamp(40px,6vw,64px);line-height:1.08;margin:0 0 18px;letter-spacing:-.02em}.hero-subtitle{font-size:clamp(22px,3vw,30px);line-height:1.4;color:#2875c7;font-weight:700;margin:0 0 18px}.hero-copy{font-size:17px;color:#607284;max-width:690px}.hero-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap;margin:28px 0 18px}.hero-links{display:flex;gap:18px;flex-wrap:wrap}.text-link{text-decoration:none;font-weight:700}.text-link:hover{text-decoration:underline}.hero-points{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:28px}.hero-point{padding:10px 12px;border:1px solid #d8e4f0;background:#fff;border-radius:8px;color:#53677b}.hero-visual{display:flex;justify-content:center;align-items:center}.hero-visual img,.feature-image img,.content-img{max-width:100%;height:auto;object-fit:contain;display:block}.hero-visual img{max-height:560px}.info-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.category-card,.info-card,.review-card,.faq-card,.article-card,.notice-card{background:#fff;border:1px solid #d8e4f0;border-radius:8px;box-shadow:0 8px 24px rgba(43,97,153,.06)}.info-card{padding:22px}.info-card h3{margin-top:0}.category-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:30px}.category-card{padding:26px;transition:.2s ease;min-height:190px;display:flex;flex-direction:column}.category-card:hover{transform:translateY(-4px);border-color:#3f8fe5}.category-card h3{margin:0 0 10px;color:#2875c7}.category-card p{margin:0 0 16px;color:#6f7f90}.category-card .text-link{margin-top:auto}.category-card.wide{grid-column:1/-1;min-height:auto}.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}.feature-grid.reverse .feature-image{order:2}.feature-grid.reverse .feature-copy{order:1}.feature-copy h2{font-size:clamp(28px,4vw,40px);line-height:1.25;margin:0 0 18px}.feature-copy p{margin:0 0 16px}.feature-copy ul,.article-body ul{padding-left:1.2em}.feature-copy li,.article-body li{margin-bottom:8px}.feature-image{display:flex;justify-content:center}.feature-image img{max-height:430px}.split-cards{display:grid;grid-template-columns:1fr 1fr;gap:26px}.article-card{padding:30px}.article-card img{max-height:250px;margin:0 auto 22px}.article-card h2,.article-card h3{margin-top:0}.risk-box,.note-box{padding:20px 22px;border-radius:8px;border:1px solid #cfe0f2;background:#f6fbff;margin:22px 0}.risk-box strong,.note-box strong{color:#2875c7}.review-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.review-card{padding:22px}.review-card p{margin:0}.faq-list{display:grid;gap:14px}.faq-card{padding:22px}.faq-card h3{margin:0 0 8px;font-size:18px}.faq-card p{margin:0;color:#607284}.section-actions{margin-top:28px}.page-hero{padding:70px 0 52px;background:#f4f7fb;border-bottom:1px solid #e5edf5}.page-hero h1{font-size:clamp(36px,5vw,54px);line-height:1.15;margin:0 0 16px}.page-hero p{max-width:820px;margin:0;color:#607284;font-size:18px}.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 290px;gap:42px;align-items:start}.article-body{font-size:17px}.article-body h2{font-size:30px;margin-top:46px;margin-bottom:14px}.article-body h3{font-size:22px;margin-top:30px}.article-body p{margin:0 0 16px}.toc{position:sticky;top:98px;background:#f8fbff;border:1px solid #d8e4f0;border-radius:8px;padding:20px}.toc h3{margin-top:0}.toc a{display:block;text-decoration:none;padding:7px 0;color:#53677b}.toc a:hover{color:#2875c7}.steps{counter-reset:step;display:grid;gap:18px}.step{position:relative;padding:22px 22px 22px 68px;border:1px solid #d8e4f0;border-radius:8px;background:#fff}.step:before{counter-increment:step;content:counter(step);position:absolute;left:20px;top:20px;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#eaf4ff;color:#2875c7;font-weight:700}.notice-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.notice-card{padding:24px}.notice-tag{display:inline-block;padding:4px 9px;border-radius:999px;background:#eaf4ff;color:#2875c7;font-size:13px;font-weight:700}.notice-card h3{margin:12px 0 8px}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service-grid .article-card{padding:24px}.site-footer{background:#438ddf;color:#fff}.footer-inner{width:min(1160px,calc(100% - 40px));margin:0 auto;padding:58px 0 34px;display:grid;grid-template-columns:1.2fr 1.8fr;gap:52px}.footer-brand img{max-height:44px;width:auto;filter:brightness(0) invert(1);margin-bottom:16px}.footer-brand p{margin:0;color:rgba(255,255,255,.86);max-width:440px}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.footer-links h3{color:#fff;margin-top:0}.footer-links a{display:block;color:rgba(255,255,255,.9);text-decoration:none;margin:7px 0}.footer-links a:hover{text-decoration:underline}.footer-risk{width:min(1160px,calc(100% - 40px));margin:0 auto;padding:20px 0;border-top:1px solid rgba(255,255,255,.2);color:rgba(255,255,255,.86)}.footer-copy{text-align:center;padding:18px 20px 24px;color:rgba(255,255,255,.75);font-size:14px}@media(max-width:1000px){.nav-core{display:none}.hero-grid,.feature-grid,.article-layout{grid-template-columns:1fr}.hero-visual{order:2}.feature-grid.reverse .feature-image,.feature-grid.reverse .feature-copy{order:initial}.info-grid{grid-template-columns:repeat(2,1fr)}.category-grid{grid-template-columns:repeat(2,1fr)}.review-grid,.service-grid{grid-template-columns:repeat(2,1fr)}.toc{position:static}.footer-inner{grid-template-columns:1fr}}@media(max-width:768px){.header-inner{min-height:62px;padding:0 14px;gap:8px}.site-logo img{max-height:36px;max-width:130px}.header-download{min-height:44px;padding:0 14px;font-size:14px}.hero{padding:52px 0}.container{width:min(100% - 32px,1160px)}.hero-grid{gap:28px}.hero h1{font-size:40px}.hero-subtitle{font-size:22px}.hero-points,.info-grid,.category-grid,.split-cards,.review-grid,.notice-grid,.service-grid{grid-template-columns:1fr}.category-card.wide{grid-column:auto}.section{padding:58px 0}.article-card{padding:22px}.footer-inner{width:min(100% - 32px,1160px);padding:44px 0 28px}.footer-links{grid-template-columns:1fr 1fr}.footer-risk{width:min(100% - 32px,1160px)}.drawer-nav{grid-template-columns:1fr}.page-hero{padding:52px 0 38px}}@media(max-width:420px){.header-download{padding:0 11px}.header-inner{padding:0 10px}.site-logo img{max-width:108px}.hero h1{font-size:34px}.hero-actions .main-btn{width:100%}.hero-links{display:grid}.footer-links{grid-template-columns:1fr}}
